Title Loan Place - Your simplest place to get cash

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Frequently Asked Questions

General information about TitleLoanPlace loan products

What is an auto title loan?

An auto title loan is a quick and convenient way for people who own their car to get cash using the car as collateral. Without auto title loans, many consumers would be forced to sell their vehicle in a time of need, probably at a discount. Instead we, at TitleLoanPlace, offer a simple solution for your short-term cash flow needs while you continue to drive your car hassle-free.

Why should I use TitleLoanPlace as opposed to other companies that offer similar loans?

At TitleLoanPlace we are proud to offer some of the best rates in the industry and are here for you 24/7. Moreover,

  • You can get approved and get the money you need all in the privacy of your own home
  • We will not ask for your spare keys – we want you to keep your car
  • We will work with you to offer convenient and flexible loan terms and repayment options

Can I really get money without having to go anywhere?

Yes! You don't have to leave your couch to get money in your account. Just fill out our easy online application at TitleLoanPlace and once approved we will put money in your account as soon as next business day.*

Why is an Auto Title Loan better than a payday loan?

Unlike a 2 week payday loan, this is a longer term loan. With a loan from TitleLoanPlace, you pay your loan back over time, not in 2 weeks! Our terms range from 30 days to 12 months, depending on the size of your loan and the state. Thus, you are typically able to borrow more money than payday companies allow and your payments are a lot more manageable.

What if I have more questions?

You can call us at 85-LOANPLACE (1-855-626-7522), email us at info@titleloanplace.com, or you can even chat with our live online customer support agents! We are here to help you, so don't worry about contacting us at any time of the day, any day of the week!

Application process

How long does it take to get approved for an auto title loan?

It takes as little as few minutes to get your auto title loan application approved.*

Do I need to have a good credit score to get approved for an auto title loan?

Not at all! Good credit, bad credit or no credit – all types can be approved. Value of your vehicle plays a significant role in our decision.

Do I need to have a regular job?

No, we don't need require you to have a job. However, we ask that you have a regular source of income so that you have the ability to repay your auto title loan.

Do you charge anything to see if I can get the loan from TitleLoanPlace?

Not a penny! Just fill out the application online and we will work with you to customize the loan just for you completely free of charge. Why not get started right now?*

Can I still get a loan if I've had a bankruptcy in the past?

Absolutely! We believe in doing our best to provide our customers with a loan. We review each account carefully and take many aspects into consideration because we know each person is different. Please do keep in mind that your bankruptcy must be discharged.

Do I have to go to the DMV to complete the application?

No. We handle all the DMV paperwork associated with your loan. Just make sure to fill out all appropriate paperwork and always call us at 85-LOANPLACE (1-855-626-7522) if you have any questions.

Does my car title need to be in my name?

Yes. We can only issue a loan to a person whose name appears on the car title. Please make sure that information you provide to us is exactly the same as on your title.

Getting money in your hands

How quickly will I receive the money?

You will receive your money as quickly as next business day.*

Do I need to go anywhere to get money?

No, we will deposit money directly into your bank account so that you don't even have to leave your home.*

Repayment options

How do I repay my auto title loan?

We offer many options to repay your auto title loan. Most customers find that setting up automatic repayment option to be most convenient – you don't ever have to remember to pay your auto title loan on time, we do all the hard work for you.

Is there a prepayment penalty?

No, we will never charge a prepayment penalty on any of our loan products. We offer you many convenient options to pay off your loan at any time.

Information about the car

Do I still keep my car during the auto title loan?

Always! One of the best things about our auto title loan is that you always drive your car. Fill out application online, sign off on the paperwork and get your money without leaving the comfort of your home.

Do you put a tracking device on my car?

Unlike some companies, we never put tracking devices on our customer's car. We want to work with you so that you can pay off your auto title loan and are not looking to repossess your car.

How do I get my title back?

We will return your title to you automatically as soon as you pay off the full amount due on your auto title loan.

Security of my information

How safe is all the information I give you?

We are dedicated to making this as easy and secure of a process as possible. Therefore, we use ENCRYPTION to make sure that all of your information goes to us, and only us. And we will never misuse any of the information you trust us with.

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